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OUR SERVICES

Buying a home with YRG

It's time to change the home buying experience.

We recognize the hurdles that home buyers today face.

 

Too often the competitiveness of today’s market and the complexities of the process leave buyers overwhelmed and uninspired. 

 

We’re here to change that. 

Real estate 

that starts with young realty group 

and ends with your dream home.

Feel confident that your needs are heard and understood

As your advisor, we start by getting to know you, your goals and your vision for your future home. 

 

From there, we will deliver personalized property searches tailored to your specific preferences and requirements.

Remove the guesswork and know what's next in the process

On day 1, we will walk you through the home-buying process so you know what to expect next. 

 

There’s no surprises and no guesswork, just transparent communication.

Find your home efficiently without compromising quality 

Our processes, tools and technology at YRG are designed to streamline your real estate buying experience while maintaining the highest standards of service.

From coffee to close

The home buying process with YRG.

01

Meet your YRG advisor

Let’s grab coffee on us.

 

  • Get to know your advisor

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  • Share your real estate goal (needs, wants, location, property specifications, timelines)

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  • Review loan programs

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  • Get familiar with the YRG process, timelines and expectations

02

Get your mortgage pre-approval

Your YRG advisor will introduce you to our network of trusted lenders so you can get pre-approved for a mortgage. 

 

A pre-approval letter will allow you to make offers on a home.

03

Find your home

Your YRG advisor will share personalized property listings tailored to your specific preferences and requirements.

 

Let you advisor know which properties you are interested in and your advisor will set up times to visit the properties together. 

04

Make a competitive offer

Your YRG advisor will help you make a competitive offer by:

 

  • Conducting an analysis of the market 

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  • Negotiating on your behalf 

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  • Submitting a written offer with a deposit check and your mortgage pre-approval letter

05

Offer accepted!

Most often, the seller must respond to your offer 24 hours after it is submitted. The offer is deemed “accepted” once it is signed by the seller. 

 

Congratulations! You’ve reached an important milestone but there are a few more steps to complete before the home is officially yours.

06

Purchase & Sale Agreement

Your YRG advisor will walk you through your Purchase and Sale Agreement (PSA), which is a legal document that outlines the terms and conditions agreed upon by both the buyer and the seller in a real estate transaction including: 

 

  • Property details 

  • Purchase price

  • Contingencies

  • Closing date

  • Closing costs

  • Addressing any issues from the home inspection

  • Financing terms 

07

Appraisal & Loan Commitment

Lenders require an appraisal to ensure that the property's value is in line with the agreed-upon purchase price. The appraisal protects the lender from lending more money than the property is worth. 

 

A loan commitment is a formal approval from the lender indicating that they are prepared to fund the buyer's mortgage. It signifies that the lender has reviewed the buyer's financial information, assessed the property, and is confident in the borrower's ability to repay

the loan.

08

Closing

At closing, ownership of the property is officially transferred from the to you 

(the buyer) from the seller. 

 

  • Final walkthrough 

  • Closing meeting

 

You’ve reached the final step of your home buying journey!

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